I Funded The Option While My Wife Read Her Mother's Email
Part 4 · 4 min read ·
I put Phoua on speaker with Ruth's consent.
"Did you receive her notice?" I asked.
"I received a bill collector's letter from my daughter's husband."
"It's about the option."
"I remember what you call it. You were supposed to help us."
"I did."
"Then help. Sign the release properly. Nolan has plans."
Ruth made a note of that word. Properly.
"You know I didn't sign the one in your packet?"
"Don't make me discuss family matters with strangers."
She hung up.
For years, I had heard her call harsh things family matters. A late wage. An insult over dinner. A promise made for my labor without asking me.
I had kept giving her a private place to put them.
Ruth folded her hands.
"You can ask the court to stop a transfer while we enforce your rights. Exercising the option gives us a clearer claim to the sale itself. But you must be ready to buy."
"What if she refuses the money?" Mai asked.
"We document the tender and hold the funds in escrow. We ask for an order requiring performance. We don't pretend ownership changes when we mail a letter."
Deacon had brought a calendar. He laid it between us and marked the notice dates.
"The right address. The required delivery methods. The full amount available," he said. "Boring things first."
I had $82,600 left in a separate savings account. Most had come from the rest of my old settlement, with some interest and years of careful saving.
A local credit union had previously reviewed a possible equipment purchase for me. I called the loan officer. She wanted the option, fresh business records, and an appraisal before she would approve a final loan.
"Then we get them," I said.
It took three days.
An appraiser valued the operating equipment above the option price. The loan officer checked the income records and approved $60,000, secured by the purchased machinery when the sale closed. She allowed the proceeds to sit in escrow under written closing conditions.
I would add $62,600 from savings. That left $20,000 for legal costs and whatever came next.
No lien would go on our house.
At our kitchen table that night, I showed Mai every account.
"I won't hide another one," I said.
She sat with the papers for a long time.
"I don't want a plant as an apology."
"I know."
"I want to know what happens before it happens. Even when you think you're protecting me."
"You should."
She took her mother's transfer email from her bag. A short message appeared below the attachment, one she had not shown me yet.
After Friday, Chue can work for Nolan or find another family to carry him.
Mai read it aloud, then placed it face down.
"I kept translating her," she said. "She was tired. She was worried. She didn't mean it that way. I made every sentence softer before I let myself hear it."
"She is your mother."
"And you're my husband. That didn't make you less family."
She pressed the dent out of the small blue boat from the banquet as well as she could. The foam did not spring all the way back.
Neither of us pretended it had.
The next morning, I signed the exercise notice in Ruth's office.
Mai had taken a half day from her job in a school office to sit with me. She brought a red pen and read the dates herself.
"I check forms for missing signatures all week," she said. "I can check ours."
She found one wrong digit in the mailing address on Ruth's draft. We corrected it before anything went out. I thanked her without making a joke.
Deacon checked the amount twice. The escrow officer confirmed receipt of $122,600. Ruth attached the debt ledger and the signed agreement allowing the $187,400 offset.
Not a penny depended on my word alone.
The notice went by each method the contract required. Ruth also sent copies to Phoua's lawyer, Nolan, and the landlord's agent. The landlord's old written consent to an option sale remained in the file.
Phoua's lawyer replied that afternoon. He had not prepared the disputed release and would not certify it. He told us his client had hired new counsel.
Then April called.
"The freight company moved us up," she said. "They're coming at six tomorrow morning."
Ruth filed an emergency request in Harrison County Chancery Court. I signed a sworn statement with the photographs attached.
At dusk, we received a short order setting a hearing and temporarily barring removal of the listed equipment. I posted the $10,000 bond the judge required from my remaining savings.
A process server confirmed delivery. Ruth sent the order directly to the freight company's dispatcher too.
I thought I might finally sleep.
At 9:14, another court filing reached Ruth's inbox. Phoua wanted the order lifted.
Her sworn statement said I had hidden a dangerous compressor fault to force her to sell.